Terms and Conditions

Use of www.planninginsurancepr.com, including all materials presented in this document and all services provided by Planning Insurance and Planning Insurance representatives, is subject to the following terms and conditions. By accessing or using the Site, you accept the following terms and conditions and acknowledge to read them.

The materials on this Website contain general information only to enable you to learn more about Planning Insurance and the services offered in general. The information presented on this Website is for informational use only, however it should not be acted upon and is subject to change without notice.

Modification of these terms

We reserve the right to change the terms, conditions and notices under which it is offered or provided on this Website. By using this Website or sending personal information, you accept this policy and will consider yourself bound by this policy in effect as of the date of such use.

Educational and reference material

Information presented via video and text is for entertainment and informational purposes only and not for professional advice. Accessing and viewing educational material does not create a professional service relationship between Planning Insurance and the viewer. You should not rely on Educational Material as an alternative to professional services advice. If you have any specific questions on any matter, you should consult your professional service provider.

This Website may use session cookies to ensure that your computer displays the Site effectively. You have the ability to accept or reject cookies using your web browser settings. If you choose not to accept cookies from the Site, you may not be able to take full advantage of its features or receive some of the services provided by the Site.

Links and email addresses

The links posted on this Website to other websites are provided for your convenience only. Planning Insurance assumes no responsibility for the content, security or reliability of the websites to which we have posted links.

Spam, unsolicited transmissions of email addresses or links on this website are prohibited and unauthorized.

No warranty or liability

The information presented on this Website is provided "as is" and "as available", without representation or warranty of any kind. Planning Insurance does not declare or guarantee that such information is always current, complete or accurate. Any representation or guarantee that may be implied otherwise is expressly excluded.

You agree that Planning Insurance is not responsible to you or others, in any way or for any damage of any kind, arising from the use of the Website, including, among others, responsibility or damage caused by viruses contained in electronic files. of this site or any linked site, regardless of prior notification to Planning Insurance.

Unless otherwise indicated, all materials on this Website, including but not limited to the logo, all designs submitted, text, graphics, other files, and the selection and arrangement thereof, also referred to as "appearance and style, "are the exclusive, copyrighted property of Planning Insurance. You may electronically copy and print on printed portions of the Website for the sole purpose of using the materials it contains for personal, non-commercial, informational use. Any other use of the materials on this Website, including any commercial use, reproduction for purposes other than those described above, modification, distribution, republication, display or performance, without the prior written permission of Planning Insurance is strictly prohibited.

Applicable law and competent court

The terms of this agreement shall be governed by the Law of the Commonwealth of Puerto Rico. Being the only applicable law and they agree that the jurisdiction will be of the Court of First Instance Chamber of San Juan, Puerto Rico. Any person accessing or using this Website irrevocably consents to the personal jurisdiction of said courts with respect to any matter and waives any defense of forum non conveniens. In addition, each person accessing or using this Website is deemed to have knowingly and voluntarily waived any right to a jury trial in any case or dispute related to this agreement, this Website or any service provided by Planning Insurance.

Assignment

The rights and obligations created for you under this agreement cannot be assigned to any other party.

Breaking off

In the event that one or more of the provisions of this agreement are deemed unenforceable, illegal or invalid, it will not affect any other provision of this agreement, and this agreement will be interpreted as if the provision were unenforceable, illegal or was never included in the agreement an invalidity, or the inapplicable, illegal or invalid provision will be interpreted, modified and / or amended to make it enforceable, legal and valid.

Complete understanding

These Terms of Use supersede any prior communication, representations, or agreements between you and Planning Insurance regarding this Website and constitute the entire and final agreement.

By scheduling a consultation, you agree to the following Consultation Agreement and Cancellation Policy:

Limited scope of service. This commitment is limited to the consultation you have selected to discuss business related matters. This representation will automatically end when the query is complete. If you decide to contract Planning Insurance for additional professional services, you will be asked to sign a Service Contract that will set the fee for those services.